Comments on: Ask Mike: Checks gone wild

By: racechic_88

racechic_88 — Mon, 08 Feb 2010 00:28:23 +0000

i think paperless is scary.i am a victem of identity theft and it has taken years to get it all worked out.such a nightmare!

By: Flame

Flame — Sun, 07 Feb 2010 19:31:29 +0000

I find the check card very convenient as long as I always record it. As far as credit cards go, I like the convenience & the grace time but I don’t like that some cards don’t post purchases with their bills. Cash is always accepted; no questions asked.

By: Cindy-O

Cindy-O — Sat, 06 Feb 2010 21:09:52 +0000

I use all forms of payments. But I still prefer Cash, it is easier for everyday purchases, and I can keep track of my spending.

By: Theresa Green

Theresa Green — Sat, 06 Feb 2010 18:04:03 +0000

Thats funny this should pop up right now, my mother in law was just commenting on this subject the other day. It seems that it is true, you don’t have to have a regular check in order to make a check payment for something. You can write it on any kind of paper. Even toilet paper if the need be. As long as you have the correct information and it is signed and dated.

By: Don

Don — Sat, 06 Feb 2010 08:08:34 +0000

Here is a spin on that one

I don’t want to piss the IRS off but the collectors is a totally different thing

I will do some research on it

If they refuse a payment they nullify there rite to collect.

having said that I think I will document via photo and video with signed and documented witnesses of me smoothing out a concrete block with mortar and stencil spray painting check information to it and ups it to them with a delivery conformation.

Lets see how that works out

By: Rusty

Rusty — Thu, 04 Feb 2010 13:35:20 +0000

Mike,
With all respect, your blogs are getting boring and redundant. Maybe you and your staff could spend more time cracking down on the morons in the site who leave answers like “I don’t know” or “yeah” instead of citing a source and giving some sort of logical answer.

I joined this site almost 3 years ago to help people out, but it is just becoming a big farce. People are now too lazy to Google information. Instead they comes to Answers – which isn’t bad for ‘you’, but it makes us as a society look like idiots when people ask simple questions like “is there a McDonald’s in my town?” Yes, I’ve seen that question before.

Basically what I’m trying to say is I didn’t go through 10 years of med school to be out answered by a 13-year old who just happens to be friends with the person who is asking the question.

By: Joyce

Joyce — Thu, 04 Feb 2010 03:37:31 +0000

Richard raises a number of excellent points, especially in regard to caring for one’s family. If you don’t think a paperless society couldn’t threaten this, think again.

Also…after working in several environments and industries that were supposedly designed to be “paperless” I can honestly say I believe that now there is more opportunity to produce paper, not less. Although in these times many documents are accessible on a server or shared by other means, folks tend to use their office or desktop printer to produce individual copies that in the past were shared among a group.

By: Chrystal

Chrystal — Thu, 04 Feb 2010 03:30:55 +0000

Richard there has some interesting points. I still use checks for bills, that way there is documentation that it was paid but cash for everything else. I think it makes it so much easier to have your identity stolen if you rely on plastic too much. How many places do you know that don’t check ID? On rare occassion we use a debit card and the clerk almost never asks for ID. I would rather the risk of losing a couple hundred at worst if my purse or wallet were stolen, but if our debit card were stolen we could be down thousands or even be in debt.

I would never be in support of all plastic. It is too dangerous to lose what you have.

By: shayne

shayne — Thu, 04 Feb 2010 01:43:00 +0000

I do not write any checks anymore, only when I start a new job and they require a blank check, I borrow one from my friend and use that. everything else is done in cash with a receipt, maybe not the best idea, but I hate wasting paper for nothing

By: Katherine

Katherine — Wed, 03 Feb 2010 20:50:02 +0000

I only write one check a month…and if I could figure out how to pay my landlord online, I wouldn’t write any. Twice my rent checks have been lost in snail mail – that never happens with online payments. I don’t even carry cash – just my debit card.